FinTech unicorn describes startups that are valued at more than $1 bn. The global fintech market attained a value of more than $190 bn. The global fintech sector has continued to evolve rapidly, driven by technological advancements, changing consumer behavior, and regulatory developments.
According to Beinsure, FinTech market is further expected to grow in the forecast period of 2025-2028 at a CAGR of 12% to reach over $300 bn by 2028. Largest fintech companies went public with lofty valuations during the latest peak around 2021 only to see their share prices plummet in 2023, but in 2025 more than 313 fintech unicorns raised up to date $190 bn venture capital with cumulative valuation ~$1.1 trln.
A slowdown in financial technology sector deal flow is lingering, with a wait-and-see sentiment extending into the second half of the year.
While investment in fintech startups saw fluctuations due to market conditions, sectors like payments, regtech, and insurtech continued to attract significant funding.
Investors showed particular interest in technologies that could enhance financial inclusion, streamline regulatory compliance, and offer innovative insurance products.